Premium funding products enable us to pay your premiums by installments. Although they do not usually require and security, premium funders do charge  interest.

We can arrange premium funding on your behalf if you require it. We may receive a commission based on a percentage of the premium from the premium funder for doing so. Our commission we receive is 1%. We will tell you the basis and amount of any such payment before or at the time the premium funding is arranged.


We can not cancel a contract of insurance without written instructions from a person(s) who is authorised to represent each of the parties who are named as insured’s in the contract of insurance. We cannot cancel any contract of insurance which is subject to the Marine Insurance Act 1909.

  • If a contract of insurance is cancelled before the expiry of the period of insurance, we will refund the net premium we receive from your insurer. We will not refund our fees or commission for arranging the insurance.